Updated on June 4, 2015
Chase Ultimate Rewards points are some of the most valuable points ‘currencies’ around, and mine and Kevin’s personal favorite. In this series we’re going to discuss:
Credit Card Spend:
With the Freedom card alone, you will not have access to the use of Ultimate Rewards points outside of simply cash back. To have access to the full power and options of UR, you must have one of the other two cards above. Once you have a card that is linked to ‘full’ Ultimate Rewards (such as the CSP or Ink), you can combine all of your points into one account. In summation, if you get the Freedom, make sure you get the Sapphire Preferred as well!
Now, there are other chase credit cards, but as of now, these are the only three cards that allow you to earn Ultimate Rewards points. There used to also be the Chase Ink Bold (business charge card), but it has since been discontinued.
Chase does a great job with detailing where your earned points are from. For instance, they’ll break down your bonus points by travel, dining, and normal, everyday spend.
Shop through Chase:
Formerly known as the Ultimate Rewards Mall, Shop through Chase (accessible through your Chase account) is a game changer. When you go through this portal using your Chase card (Sapphire Preferred or Ink Plus) you earn bonus UR points with you purchase, making this a very simple way to earn UR points.
(Click Images to Enlarge)
Simply be going through this portal before doing your online shopping, you can earn A LOT more points. Say I need to buy $200 worth of hammers from Home Depot (very normal purchase). Instead of going to homedepot.com, I go through the Chase Shopping Portal and then simply click the Home Depot button.
When I click on the HomeDepot link, it’ll show me this:
Basically, it says you won’t notice a single thing different, but by clicking on that link and buying hammers on homedepot.com, you’ll be getting UR bonus points for your purchase. Instead on getting 200 points (if you’re using your Sapphire Preferred), you’ll get 600 points! Easy as that. No reason not to do it.
There you have it, a quick Chase Ultimate Rewards rundown.
Now start earning them so you can read how to use them in the next post!